After determining your specific financial goals and objectives, and assessing your risk tolerances, we will be able to develop a comprehensive strategy tailored to your individual needs, in the following areas:

Private Client Services 

We provide a comprehensive wealth management advice service that is tailored to our clients’ specific requirements and future aspirations. The service that we provide broadly covers: 

• Preserving and building capital 
• Planning for a successful retirement 
• Helping to reduce Inheritance Tax Liability 
• Gaining financial protection against risk 
• Tailored mortgage solutions 

Business Client Services 

Businesses face many challenges such as: identifying and dealing with risk; attracting and retaining key personnel; structuring income and assets tax efficiently; business succession. 

The service that we provide broadly covers: 

• Business Protection 
• Group Pension Schemes / Auto Enrolment*
• Employee Benefits 
• Management of Assets 
• Aspects of Business Exit Strategy 

Employee Benefit Services

At FORM Financial Clarity we provide advice to employers on a broad range of employee benefits. Our Employee Benefits consulting team have years of experience in dealing with companies of all sizes and our services are designed to support both you and your employees. 

• Workplace Pensions
• Employee Benefits
• Benefits & Rewards Platforms
• Employee Financial Advice Services

Our Workplace Pension consultancy services are an important part of the services we provide for your employees and we aim to simplify the pension planning process through group presentations and 1:1 support in review meetings.

We provide access to information, guidance and advice to help improve financial wellbeing, which helps your staff to feel empowered when dealing with their own financial situations

Professional Connections 

An integral part of our services are built around the strong relationships that we have developed with our trusted business partners. We have close working relationships with fellow professional service firms that have been built over a number of years. This ensures that our client needs are fully addressed by a consistent and tailored approach. 

Amongst others, we work closely with: 

• Legal Advisers 
• Accountants 
• Tax Advisers 

Please note that these services described directly above are separate and distinct to those offered by St. James's Place.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. 

* Auto-Enrolment products are not regulated by the Financial Conduct Authority.